Financial Strength

We’re financially strong and doing good work with members’ money.

For generations, our valued members have looked to us to provide life insurance protection and financial investment opportunities. Using the same conservative perspective that has guided our leaders for decades,
our officers strive to invest in stable portfolios. The financial condition of our organization allows us to take unforeseen emergencies in stride, and to meet all obligations as they come due.

Financial Statement Summary as of 12/31/2021
Admitted Assets
$261,680,338
Liabilities and Policy Reserves
$248,573,493
Insurance in Force
$1,031,527,000
Gross Surplus
$13,106,845


Hermann Sons Life holds a Financial Stability Rating® (FSR) of A, Exceptional from Demotech, Inc. Click here to learn more.

Solvency Ratio

A wide margin of assets over liabilities can be a significant safety factor.
This ratio indicates financial soundness and the company's ability to meet all financial obligations.


Hermann Sons Life’s Solvency Ratio is $105.27.


As indicated in Standard Analytical Services Inc. 2017 Comparative Report. For a copy of this report, please contact the Home Office at 800-234-4124.