Financial Stewardship

We take our stewardship of our members' money very seriously. We strive to ensure that every dollar is spent prudently and with all members in mind. Through our role as a fraternal in our community, we work to ensure that we are doing good work with our members' money through our member benefits of our lodge system, youth camps, schools of dance and our retirement home, as well as through our charitable giving and volunteer efforts.

For generations, our valued members have looked to us to provide life insurance protection and financial investment opportunities. Using the same conservative perspective that has guided our leaders for decades, our officers strive to invest in stable portfolios. 

Financial Statement Summary as of 12/31/2023
Admitted Assets
$247,910,938
Liabilities and Policy Reserves
$241,433,051
Insurance in Force
$1,008,310,669
Gross Surplus
$6,477,887


Hermann Sons Life holds a Financial Stability Rating® (FSR) of S, Substantial from Demotech, Inc. 

Solvency Ratio

Hermann Sons Life’s Solvency Ratio is $102.67.

Home Office – 800-234-4124.