Financial Strength

We’re financially strong and doing good work with members’ money.

For generations, our valued members have looked to us to provide life insurance protection and financial investment opportunities. Using the same conservative perspective that has guided our leaders for decades,
our officers strive to invest in stable portfolios. The financial condition of our organization allows us to take unforeseen emergencies in stride, and to meet all obligations as they come due.

Financial Statement Summary as of 12/31/2017
Admitted Assets
$259,589,415
Liabilities and Policy Reserves
$241,375,801
Insurance in Force
$1,058,898,000
Gross Surplus
$18,213,614

Solvency Ratio

A wide margin of assets over liabilities can be a significant safety factor.
This ratio indicates financial soundness and the company's ability to meet all financial obligations.

The average ratio for most companies is between $102.86 and $130.02*

Hermann Sons Life’s Solvency Ratio is $107.55.

* As indicated in Standard Analytical Services Inc. 2017 Comparative Report. For a copy of this report, please contact the Home Office at 800-234-4124.