Interest-sensitive plans are available for adults (ages 18-70) and juniors (ages 0-17). They can be paid monthly, quarterly, semi-annually or annually. Plans can be issued from $30,000 to $1 million depending on age of insured and premium payment method.
20-year Limited Pay plans are available for adults (ages 18-70) and juniors ages (0-17). The adult plan can be issued from $10,000 to $249,000. The junior plan can be issued from $15,000-$50,000. Accidental death, premium waiver and insurability protection riders are available for both.
The SAFE Plan is a single premium product available to adults ages 50-90 and in the amount of $5,000-$50,000. The plan has historically had an increasing death benefit designed to help the death benefit keep up with inflation.
Single premium plans are available for adults (ages 18-70) and juniors ages (0-17). The adult plan can be issued from $10,000 to $1 million. The junior plan can be issued from $15,000 to $1 million. Riders are not available for these plans.
What product is best for you? How much protection do you need?
These questions are best answered through the process of analyzing needs.